Self-Insurance Policy
Adams Central School District is self-insuring the DOD; so please help us keep premiums and deductibles low by taking very good care of the chromebook. The provisions in this policy restrict coverage. Please read this policy to understand your family’s rights and responsibilities and what is covered.
Self-insuring is only for District Owned Device (DOD).
Self-insuring is only for District Owned Device (DOD).
Yearly premium of $30 for self insurance. This premium is good for one school year.
If there is a claim for insurance coverage, plus 50% of parts cost:
A. Deductible 1st claim $0.00
B. Deductible 2nd claim $20.00
C. Deductible 3rd claim $40.00
D. Deductible 4th claim $60.00
The school administration has the final say in determining insurance and repair situations.
If there is a claim for insurance coverage, plus 50% of parts cost:
A. Deductible 1st claim $0.00
B. Deductible 2nd claim $20.00
C. Deductible 3rd claim $40.00
D. Deductible 4th claim $60.00
The school administration has the final say in determining insurance and repair situations.
Estimated Cost (subject to change):
- Screen -$60.00*
- Keyboard/touch screen - $75.00*
- Power supply - $30.00*
- Chromebook case - $35.00*
- Full Replacement of Chromebook - $265.00*
Example of with or without self-insurance:
|
No Insurance/Abuse or Negligence
$60.00 (first claim) ( $25.00 labor cost)* (total $85.00)
$60.00 (second claim) ( $25.00 labor cost)* (total $85.00) $60.00 (third claim) ( $25.00 labor cost)* (total $85.00) $265.00 (first claim) ( $25.00 labor cost)* (total $290.00) $265.00 (second claim) ( $25.00 labor cost)* (total $290.00) $265.00 (third claim) ( $25.00 labor cost)* (total $290.00) |
* subject to change
2. Covered Equipment
- The insurance provided applies to any chromebook issued to your child by the Adams Central School District, whether it is the originally issued chromebook, a rental, or a replacement.
- The deductible is the same, whether the machine is the original, a rental, or a replacement chromebook.
- All DOD repairs must be done though the school district and not though a third party.
- There will not be an additional premium for the use of a chromebook rental, unless the damage is determined as an EXCLUSION ( see below). Your child’s yearly $30 premium covers their original chrome book and any other chromebook issued to your child for the current school year.
- Chargers: Chromebook chargers that are damaged or broken are not included in the insurance coverage and will be replaced at a cost of $30.00 or each occurrence. If a charger tip breaks off inside the chromebook and cannot be removed, there will be a $30.00 replacement charger fee as well as the deductible fee, if applicable.
3. Exclusions
Adams Central School District will not pay for loss or damage caused by or resulting from the following:
- Not informing the Adams Central Schools Technology Department immediately of damage to the device may void the self insurance coverage for that incident. Examples being: damage from a liquid spill, dropping of the device that may expose internal parts.
- Damage caused by your failure to provide adequate protection for the device. An example would be placing the device in a non-approved carrying case and/or no protective case in use.
- Loss caused by inappropriate electrical use by using an inappropriate charger.
- Dishonest, fraudulent, or criminal acts.
- Theft not accompanied by a police report.
- Excessive scratches/wear to chromebook exterior caused by failure to regularly use the protective case as required.
- Damage caused by repairs made by an unauthorized source. District chromebook should only be brought for repair to Adams Central Schools Technology Department.
- Deliberate damage, neglect or abuse caused by you or others you allow to use your laptop. This includes intentionally marking, defacing and/or abusing the chromebook Also damage caused by tampering with hardware components to alter district configurations.
- Leaving the laptop unattended or failing to secure it per school recommendations.
- Leaving the laptop in an unlocked car or on the bus.
- Mysterious disappearance of the chromebook — meaning that the chromebook user has no knowledge as to the place, time or manner of the loss.
Claim Procedures
- Go directly to Adams Central Schools Technology Department, if not available, then will need to go to library.
- The Technology Department will examine the chromebook to determine if there is a qualified insurance claim.
- If there is a claim, the Schools Technology Department will fill out the appropriate paperwork and inform the office staff. You will receive a telephone call, letter, and/or email from office staff when a claim is filed on your child’s Chromebook.
- Once the claim is in process, a rental will be issued to the student.
- In cases of theft or disappearance, a copy of a police report must accompany the student before a rental chromebook is issued. The police report must also directly mention the theft of the chromebook and the circumstances surrounding the theft. The cost to replace a stolen chromebook is $265.00 plus labor cost $290.00.